Appraisal services for Locust and Stanly County homeowners

See the top reasons NC homeowners hire CB Ferris Inc.:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a NC property tax assessment
To reduce a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Stanly county or NC

Need help deciding the price of your home in or near Locust, NC?
Contact CB Ferris Inc..

At CB Ferris Inc., we understand the particular needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at CB Ferris Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. At CB Ferris Inc., we're qualified in helping folks just like you delete undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if your home not appreciating as much as other homes close by. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from CB Ferris Inc. is your number one weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be troublesome from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. CB Ferris Inc. can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.